METODE CAMEL UNTUK MENILAI TINGKAT KESEHATAN PD. BPR. ROKAN HULU PASIR PENGARAIAN

Abstract

The health of banks is a condition assessment of the bank's financial statements at a
given time period and in accordance with Standard Bank Indonesia assessed with a
qualitative approach on various aspects affecting the condition and development of a bank.
Implementation of the assessment carried out by qualified some of the components of each
factor is a component of Capital, Asset, Management, earnings (profitability), Liquidity or
abbreviated terms CAMEL. The research was conducted in PD. BPR Rokan Hulu
subdistrict Sand Pengaraian Rambah. To collect the study data, researchers used data
collection techniques in the form of documentation by asking some of the documents
supporting the company or related to this research. In analyzing the data obtained, the
researcher uses descriptive method that the data obtained is then arranged so that it can be
analyzed properly and accurately based on the theory that are relevant to the issues to be
concluded later. Based on the research that has been done can be seen that the level of the
financial health of PD. BPR Rokan Hulu Sand Pengaraian are in a healthy condition for
capital aspect, the aspect of assets (ratio KAP), management aspects, aspects of earnings,
and liquidity (LDR). While the level of the financial health of PD. BPR Rokan Hulu Sand
Pengaraian are in unsanitary conditions for aspects of assets (PPAP ratio) and liquidity
(cash ratio).